/* ===== RESET & BASE ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --green: #2DB84B;
  --green-dark: #229B3E;
  --green-light: #E8F8ED;
  --black: #111827;
  --gray-dark: #1F2937;
  --gray: #6B7280;
  --gray-light: #F3F4F6;
  --white: #FFFFFF;
  --shadow: 0 4px 24px rgba(0,0,0,0.10);
  --shadow-lg: 0 8px 40px rgba(0,0,0,0.15);
  --radius: 12px;
  --radius-sm: 8px;
  --font: 'Inter', sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--black);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.2s ease;
  border: 2px solid transparent;
  text-decoration: none;
  white-space: nowrap;
}

.btn-primary {
  background: var(--green);
  color: var(--white);
  border-color: var(--green);
}
.btn-primary:hover { background: var(--green-dark); border-color: var(--green-dark); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(45,184,75,0.4); }

.btn-outline {
  background: transparent;
  color: var(--white);
  border-color: var(--white);
}
.btn-outline:hover { background: var(--white); color: var(--black); }

.btn-white {
  background: var(--white);
  color: var(--green-dark);
  border-color: var(--white);
}
.btn-white:hover { background: var(--green-light); }

.btn-outline-white {
  background: transparent;
  color: var(--white);
  border-color: rgba(255,255,255,0.7);
}
.btn-outline-white:hover { background: rgba(255,255,255,0.15); }

.btn-lg { padding: 16px 32px; font-size: 16px; }
.btn-xl { padding: 18px 40px; font-size: 18px; }
.btn-full { width: 100%; }

/* ===== ANNOUNCEMENT BAR ===== */
.announcement-bar {
  background: var(--green-dark);
  color: var(--white);
  text-align: center;
  padding: 10px 20px;
  font-size: 14px;
  font-weight: 500;
}
.announcement-bar a { color: var(--white); font-weight: 700; text-decoration: underline; }

/* ===== HEADER ===== */
.header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--white);
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo { height: 44px; width: auto; }
.logo-link { display: flex; align-items: center; }

.nav {
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav a {
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 500;
  color: var(--gray-dark);
  transition: all 0.2s;
}
.nav a:hover { color: var(--green); background: var(--green-light); }
.nav .nav-cta {
  background: var(--green);
  color: var(--white);
  padding: 10px 20px;
  font-weight: 700;
}
.nav .nav-cta:hover { background: var(--green-dark); color: var(--white); }

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--black);
  border-radius: 2px;
  transition: all 0.3s;
}

/* ===== HERO ===== */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: url('hero-bg.jpg') center center / cover no-repeat;
  padding: 80px 0;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0,0,0,0.75) 0%, rgba(0,0,0,0.45) 100%);
}

.hero-content {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 480px;
  gap: 60px;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(45,184,75,0.2);
  border: 1px solid var(--green);
  color: #7EE89A;
  padding: 8px 16px;
  border-radius: 100px;
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 20px;
}

.hero-text h1 {
  font-size: clamp(32px, 4vw, 52px);
  font-weight: 900;
  color: var(--white);
  line-height: 1.15;
  margin-bottom: 16px;
}

.hero-sub {
  font-size: 20px;
  color: rgba(255,255,255,0.85);
  margin-bottom: 24px;
  font-weight: 500;
}

.hero-bullets {
  list-style: none;
  margin-bottom: 36px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.hero-bullets li {
  color: rgba(255,255,255,0.9);
  font-size: 16px;
  font-weight: 500;
}

.hero-cta-group {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* ===== HERO FORM CARD ===== */
.hero-form-card {
  background: var(--white);
  border-radius: var(--radius);
  padding: 36px;
  box-shadow: var(--shadow-lg);
}

.form-header {
  margin-bottom: 24px;
  text-align: center;
}
.form-header h2 {
  font-size: 22px;
  font-weight: 800;
  color: var(--black);
  margin-bottom: 6px;
}
.form-header p {
  font-size: 14px;
  color: var(--gray);
}

.lead-form { display: flex; flex-direction: column; gap: 16px; }

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.form-group label {
  font-size: 13px;
  font-weight: 600;
  color: var(--gray-dark);
}

.form-group input,
.form-group select {
  padding: 12px 14px;
  border: 2px solid #E5E7EB;
  border-radius: var(--radius-sm);
  font-size: 15px;
  font-family: var(--font);
  color: var(--black);
  transition: border-color 0.2s;
  background: var(--white);
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--green);
}

.form-disclaimer {
  font-size: 12px;
  color: var(--gray);
  text-align: center;
  margin-top: -8px;
}

.form-success {
  text-align: center;
  padding: 20px 0;
}
.success-icon { font-size: 48px; margin-bottom: 16px; }
.form-success h3 { font-size: 20px; font-weight: 800; margin-bottom: 12px; color: var(--green-dark); }
.form-success p { color: var(--gray); font-size: 15px; margin-bottom: 8px; }
.form-success a { color: var(--green); font-weight: 700; }

/* ===== TRUST BAR ===== */
.trust-bar {
  background: var(--black);
  padding: 24px 0;
}

.trust-bar-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 32px;
  color: var(--white);
}
.trust-item .trust-icon { font-size: 28px; }
.trust-item div { display: flex; flex-direction: column; }
.trust-item strong { font-size: 15px; font-weight: 700; }
.trust-item span { font-size: 13px; color: rgba(255,255,255,0.6); }

.trust-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,0.15);
}

/* ===== SECTIONS ===== */
.section { padding: 80px 0; }
.section-dark { background: var(--gray-dark); color: var(--white); }
.section-green { background: var(--green); color: var(--white); }
.section-light { background: var(--gray-light); }

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 56px;
}
.section-header.light h2,
.section-header.light p { color: var(--white); }
.section-header.light .section-tag { background: rgba(255,255,255,0.15); color: var(--white); }

.section-tag {
  display: inline-block;
  background: var(--green-light);
  color: var(--green-dark);
  padding: 6px 16px;
  border-radius: 100px;
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 16px;
}

.section-header h2 {
  font-size: clamp(28px, 3.5vw, 42px);
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 16px;
}

.section-header p {
  font-size: 18px;
  color: var(--gray);
  line-height: 1.6;
}

.section-cta { text-align: center; margin-top: 48px; }

/* ===== HOW IT WORKS ===== */
.steps-grid {
  display: flex;
  align-items: center;
  gap: 16px;
}

.step-card {
  flex: 1;
  background: var(--white);
  border: 2px solid #E5E7EB;
  border-radius: var(--radius);
  padding: 36px 28px;
  text-align: center;
  transition: all 0.3s;
  position: relative;
}
.step-card:hover { border-color: var(--green); box-shadow: var(--shadow); transform: translateY(-4px); }

.step-number {
  position: absolute;
  top: -18px;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  background: var(--green);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 16px;
}

.step-icon { font-size: 40px; margin-bottom: 16px; margin-top: 8px; }
.step-card h3 { font-size: 20px; font-weight: 700; margin-bottom: 12px; }
.step-card p { color: var(--gray); font-size: 15px; line-height: 1.6; }
.step-card a { color: var(--green); font-weight: 600; }

.step-arrow {
  font-size: 32px;
  color: var(--green);
  font-weight: 700;
  flex-shrink: 0;
}

/* ===== FEATURES GRID ===== */
.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius);
  padding: 32px 24px;
  transition: all 0.3s;
}
.feature-card:hover { background: rgba(255,255,255,0.1); transform: translateY(-4px); }
.feature-icon { font-size: 36px; margin-bottom: 16px; }
.feature-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 10px; color: var(--white); }
.feature-card p { color: rgba(255,255,255,0.7); font-size: 15px; line-height: 1.6; }

/* ===== COMPARISON TABLE ===== */
.compare-table-wrap { overflow-x: auto; border-radius: var(--radius); box-shadow: var(--shadow); }

.compare-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
}

.compare-table th,
.compare-table td {
  padding: 16px 20px;
  text-align: left;
  border-bottom: 1px solid #E5E7EB;
  font-size: 15px;
}

.compare-table thead th {
  background: var(--gray-dark);
  color: var(--white);
  font-weight: 700;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.compare-table .col-agent { color: #DC2626; text-align: center; }
.compare-table .col-us { color: var(--green-dark); font-weight: 700; text-align: center; background: var(--green-light); }
.compare-table thead .col-agent { background: #7F1D1D; color: var(--white); text-align: center; }
.compare-table thead .col-us { background: var(--green-dark); color: var(--white); text-align: center; }
.compare-table tbody tr:hover td { background: #FAFAFA; }
.compare-table tbody tr:hover td.col-us { background: #D1FAE5; }

/* ===== SITUATIONS ===== */
.situations-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}

.situation-card {
  background: rgba(255,255,255,0.15);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-sm);
  padding: 18px 20px;
  font-size: 15px;
  font-weight: 600;
  color: var(--white);
  text-align: center;
  transition: all 0.2s;
}
.situation-card:hover { background: rgba(255,255,255,0.25); transform: translateY(-2px); }

.situations-note { color: rgba(255,255,255,0.9); font-size: 18px; text-align: center; margin-bottom: 24px; }

.cta-group-center {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ===== TESTIMONIALS ===== */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.testimonial-card {
  background: var(--white);
  border: 2px solid #E5E7EB;
  border-radius: var(--radius);
  padding: 32px 28px;
  transition: all 0.3s;
}
.testimonial-card:hover { border-color: var(--green); box-shadow: var(--shadow); }

.stars { color: #F59E0B; font-size: 20px; margin-bottom: 16px; }

.testimonial-card p {
  color: var(--gray-dark);
  font-size: 15px;
  line-height: 1.7;
  font-style: italic;
  margin-bottom: 24px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.author-avatar {
  width: 44px;
  height: 44px;
  background: var(--green);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
  flex-shrink: 0;
}

.testimonial-author div { display: flex; flex-direction: column; }
.testimonial-author strong { font-size: 15px; font-weight: 700; }
.testimonial-author span { font-size: 13px; color: var(--gray); }

/* ===== SERVICE AREAS ===== */
.areas-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 12px;
  margin-bottom: 24px;
}

.area-card {
  background: var(--white);
  border: 2px solid #E5E7EB;
  border-radius: var(--radius-sm);
  padding: 14px 16px;
  font-size: 14px;
  font-weight: 600;
  text-align: center;
  transition: all 0.2s;
}
.area-card:hover { border-color: var(--green); color: var(--green-dark); background: var(--green-light); }

.areas-note {
  text-align: center;
  color: var(--gray);
  font-size: 15px;
}
.areas-note a { color: var(--green); font-weight: 600; }

/* ===== FAQ ===== */
.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  border: 2px solid #E5E7EB;
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: border-color 0.2s;
}
.faq-item:has(.faq-answer.open) { border-color: var(--green); }

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: var(--white);
  border: none;
  cursor: pointer;
  font-size: 16px;
  font-weight: 600;
  color: var(--black);
  text-align: left;
  gap: 16px;
  transition: background 0.2s;
}
.faq-question:hover { background: var(--gray-light); }

.faq-icon {
  font-size: 22px;
  font-weight: 400;
  color: var(--green);
  flex-shrink: 0;
  transition: transform 0.3s;
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.faq-answer.open { max-height: 300px; }
.faq-answer p {
  padding: 0 24px 20px;
  color: var(--gray);
  font-size: 15px;
  line-height: 1.7;
}

/* ===== FINAL CTA ===== */
.section-cta-final {
  background: linear-gradient(135deg, var(--gray-dark) 0%, #0F172A 100%);
  color: var(--white);
}

.cta-final-inner {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 60px;
  align-items: center;
}

.cta-final-text h2 {
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 800;
  margin-bottom: 16px;
  color: var(--white);
}

.cta-final-text p {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  margin-bottom: 24px;
  line-height: 1.7;
}

.cta-checklist {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.cta-checklist li {
  font-size: 16px;
  color: rgba(255,255,255,0.9);
  font-weight: 500;
}

.cta-final-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 16px;
  min-width: 280px;
}

.cta-or {
  color: rgba(255,255,255,0.5);
  font-size: 14px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.cta-email {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  text-align: center;
}
.cta-email a { color: var(--green); font-weight: 600; }

/* ===== FOOTER ===== */
.footer {
  background: var(--black);
  color: rgba(255,255,255,0.7);
  padding: 60px 0 0;
}

.footer-inner {
  display: grid;
  grid-template-columns: 2fr 1fr 2fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-logo { height: 40px; margin-bottom: 16px; filter: brightness(0) invert(1); }
.footer-brand p { font-size: 14px; line-height: 1.7; margin-bottom: 20px; }

.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.footer-contact a {
  color: var(--green);
  font-size: 15px;
  font-weight: 600;
  transition: color 0.2s;
}
.footer-contact a:hover { color: #7EE89A; }

.footer-links {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.footer-links h4,
.footer-areas h4 {
  color: var(--white);
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 6px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.footer-links a {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  transition: color 0.2s;
}
.footer-links a:hover { color: var(--green); }

.footer-areas p {
  font-size: 14px;
  line-height: 1.8;
  color: rgba(255,255,255,0.6);
}

.footer-bottom {
  padding: 20px 0;
  text-align: center;
}
.footer-bottom p { font-size: 13px; color: rgba(255,255,255,0.4); }
.footer-bottom a { color: rgba(255,255,255,0.5); }
.footer-bottom a:hover { color: var(--green); }

/* ===== STICKY MOBILE CTA ===== */
.sticky-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: var(--white);
  box-shadow: 0 -4px 20px rgba(0,0,0,0.15);
  padding: 12px 16px;
  gap: 12px;
}

.sticky-call {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px;
  background: var(--gray-dark);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 15px;
}

.sticky-offer {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 14px;
  background: var(--green);
  color: var(--white);
  border-radius: var(--radius-sm);
  font-weight: 700;
  font-size: 15px;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; gap: 40px; }
  .hero-form-card { max-width: 560px; }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .situations-grid { grid-template-columns: repeat(3, 1fr); }
  .areas-grid { grid-template-columns: repeat(4, 1fr); }
  .cta-final-inner { grid-template-columns: 1fr; gap: 40px; }
  .cta-final-actions { flex-direction: row; flex-wrap: wrap; justify-content: flex-start; min-width: auto; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .footer-areas { grid-column: 1 / -1; }
}

@media (max-width: 768px) {
  .nav { display: none; flex-direction: column; position: absolute; top: 72px; left: 0; right: 0; background: var(--white); padding: 20px; box-shadow: var(--shadow); gap: 4px; }
  .nav.open { display: flex; }
  .nav a { padding: 12px 16px; }
  .hamburger { display: flex; }
  .steps-grid { flex-direction: column; }
  .step-arrow { transform: rotate(90deg); }
  .features-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .situations-grid { grid-template-columns: repeat(2, 1fr); }
  .areas-grid { grid-template-columns: repeat(3, 1fr); }
  .form-row { grid-template-columns: 1fr; }
  .trust-bar-inner { flex-direction: column; gap: 0; }
  .trust-divider { width: 80%; height: 1px; }
  .footer-inner { grid-template-columns: 1fr; }
  .sticky-cta { display: flex; }
  body { padding-bottom: 80px; }
  .hero { min-height: auto; padding: 60px 0 80px; }
  .hero-cta-group { flex-direction: column; }
  .hero-cta-group .btn { width: 100%; }
}

@media (max-width: 480px) {
  .situations-grid { grid-template-columns: 1fr 1fr; }
  .areas-grid { grid-template-columns: repeat(2, 1fr); }
  .hero-form-card { padding: 24px 20px; }
  .section { padding: 60px 0; }
}
